Expert guidance across all Medicare options to help you find the perfect coverage for your healthcare needs and budget
Hospital Insurance
Covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care.
3 months before to 3 months after your 65th birthday. This is the best time to enroll.
January 1 - March 31 each year. You may pay a penalty if you enroll during this period.
Part A covers inpatient care in hospitals, skilled nursing facilities, hospice care, and some home health care. It also covers blood transfusions and mental health care.
Most people get Part A automatically when they turn 65. You must be a U.S. citizen or permanent legal resident who has lived in the U.S. for at least 5 years.
Most people don't pay a premium for Part A if they or their spouse paid Medicare taxes while working. If you don't qualify for premium-free Part A, you may be able to buy it.
You're automatically enrolled in Part A if you're already receiving Social Security or Railroad Retirement Board benefits when you turn 65. Otherwise, you can enroll during your Initial Enrollment Period.
Most people get Part A premium-free if they or their spouse paid Medicare taxes while working. If you don't qualify for premium-free Part A, you may be able to buy it.
Part A covers inpatient hospital care, while Part B covers outpatient medical services. You typically need both for comprehensive coverage.
Yes, but you may face penalties and higher costs. It's best to enroll during your Initial Enrollment Period.
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